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OwnCents product

One financial system from operating signal to accounting evidence.

Connect normalized financial data, planning, controlled accounting, ownership, and enterprise workflows without creating a new source of truth for every page.

Product story

Connected financial operation

Evidence linked
A conceptual product view. Values are illustrative and do not represent customer data or a financial forecast.

Architecture

A normalized financial layer, not a collection of disconnected dashboards.

Supported provider and file data enters canonical OwnCents models. Product views, controlled workflows, and explanations use those models rather than reading provider systems directly.

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Supported sources

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Normalized models

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Product workflows

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Reviewable outcomes

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Sales and spend

Sales and receivables

Connect sales momentum to financial outcomes

Read supported customer and revenue signals alongside collections, concentration, and cash timing.

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Sales and receivables

Understand revenue quality beyond the top-line total

Separate growth, concentration, refunds, billing timing, and collection context in normalized revenue views.

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Sales and receivables

See which customer relationships shape financial performance

Review supported customer activity, concentration, invoices, and collection context without losing source detail.

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Sales and receivables

Keep every invoice connected to its financial outcome

Follow supported invoices from operating status into controlled recognition and collection workflows where applicable.

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Sales and receivables

Connect collections activity to receivable control

Manage exact invoice recognition, receipts, credits, aging, and ledger tie-out by legal entity.

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Spend and payables

Turn fragmented spend into a controllable cost picture

Review cost drivers across supported expenses, vendors, bills, and payable workflows.

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Spend and payables

Find the expense changes that matter to margin

Compare normalized costs by period and category, then inspect recurring and exceptional movements.

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Spend and payables

Give every vendor relationship a controlled financial identity

Maintain vendor identity, lifecycle, and accounting defaults without storing beneficiary or payment credentials.

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Spend and payables

Move bills from review to recognition with evidence intact

Prepare exact vendor bills, check duplicates, separate approval, and hand recognition to controlled journals.

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Spend and payables

Keep payable decisions tied to accounting evidence

Control vendors, bills, approvals, recognition, external settlement records, aging, and AP tie-out.

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Spend and payables

Know what is owed and whether the balance is supportable

Review evidence-backed payable aging, control tie-out, and readiness by legal entity and date.

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Spend and payables

Record external AP settlements without becoming a payment rail

Link finalized cash-out evidence to approved payables and preserve exact allocation and reversal history.

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04

Planning and accounting

Planning and forecasting

Turn operating assumptions into a versioned financial plan

Build retained legal-entity budgets with exact arithmetic and supported actuals context.

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Planning and forecasting

Keep the forward view connected to current reality

Project cash and operating outcomes from explicit assumptions and normalized financial context.

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Planning and forecasting

Compare decisions without overwriting the assumptions

Retain base, upside, downside, and custom cases so teams can understand what changes each outcome.

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Planning and forecasting

Model the people plan before it becomes fixed cost

Plan roles, start dates, compensation, bonuses, and workforce cost as explicit financial assumptions.

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Planning and forecasting

Bring payroll totals into a controlled accounting handoff

Preserve aggregate exact-Money snapshots and prepare journal drafts without executing payroll or taxes.

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Accounting and reporting

Protect the path from operating activity to accounting truth

Coordinate legal-entity accounts, periods, journals, immutable posting, reporting, reconciliation, and close.

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Accounting and reporting

Move balanced journal work through accountable review

Prepare, submit, approve, post, and reverse journals through explicit policies and maker-checker controls.

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Accounting and reporting

Preserve posted accounting history as immutable evidence

Read exact legal-entity ledger activity where corrections create new reversals instead of rewriting history.

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Accounting and reporting

Prove debits and credits agree before relying on reports

Review exact opening, movement, and closing balances from the immutable ledger by legal entity and period.

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Accounting and reporting

Read statements anchored to ledger evidence

Generate Profit and Loss, Balance Sheet, and Cash Flow views from controlled account classifications and postings.

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Accounting and reporting

Give every posting account an explicit accounting purpose

Control account type, subtype, normal balance, posting eligibility, currency policy, and statement classification.

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Accounting and reporting

Control when accounting work can change a period

Manage legal-entity posting windows and period states as prerequisites for journals, reporting, and close.

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Accounting and reporting

Turn posted evidence into financial answers you can trace

Read operating and ledger-derived reports with visible scope, classifications, support, and integrity limitations.

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Accounting and reporting

Explain the difference between source and book

Compare exact source evidence with immutable-ledger balances and retain every match, exception, and adjustment trail.

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Accounting and reporting

Close with evidence instead of checklist confidence

Coordinate revisioned close work, automatic readiness, reviewer separation, and controlled period transitions.

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06

Multi-entity and controls

Multi-entity finance

Keep every company's accounting boundary explicit

Define legal entities as the accounting and reporting scope while preserving the workspace collaboration boundary.

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Multi-entity finance

Keep both sides of intercompany activity accountable

Prepare paired drafts and verify exact due-to and due-from evidence without creating bank movement.

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Multi-entity finance

Consolidate entities without rewriting their books

Derive traceable group reporting with approved FX snapshots, explicit eliminations, and integrity states.

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Multi-entity finance

See the group while preserving every entity's truth

Compare and consolidate legal-entity reporting with traceable inputs, boundaries, and limitations.

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Enterprise controls

Give each teammate the access their role requires

Apply workspace and legal-entity-aware permissions without trusting client-supplied roles or ownership claims.

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Enterprise controls

Strengthen workforce access around verified identity policy

Use enterprise sign-in controls, domain relationships, and explicit recovery boundaries for protected workspaces.

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Enterprise controls

Retain the evidence behind sensitive financial actions

Trace controlled workflow events, actors, states, and immutable accounting outcomes without exposing secrets.

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Enterprise controls

Build financial operations on explicit security boundaries

Combine tenant isolation, server-side authorization, sensitive-action controls, and protected provider credentials.

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See it in context

Build a clearer financial operation.

Explore a fixed fictional workspace, or start a trial with your own supported financial data.